The Manhattan Mortgage Company ("Manhattan Mortgage") is committed to protecting the privacy of personal information collected from visitors to our web site.

Our Security Measures
Manhattan Mortgage uses appropriate technologies to ensure the security of information transmitted via our web site and maintained in our possession.

Your Personal Information
Manhattan Mortgage does not collect personally identifiable information on our website, such as your name, address, e-mail address or telephone number, without your knowledge. Such information is collected only when you knowingly and voluntarily submit it to us (as, for example, when you contact us via e-mail). Manhattan Mortgage uses such voluntarily submitted information for the purposes for which it was submitted.

The personal information you submit when filling out our online mortgage application is treated as confidential by Manhattan Mortgage. We use this information to process your transaction, and we share the information with trusted parties necessary to qualify, process, close and service your mortgage.

When you engage in certain activities on this site, such as receiving daily rates via email, Manhattan Mortgage may ask you to provide certain information about yourself, such as your name, mailing address, or e-mail address, by filling out and submitting an online form. Manhattan Mortgage does not sell or share this information with third parties. This information is collected in order to support your participation in the activities you select.

Manhattan Mortgage may also use information provided by you to give you information and special offers on other services that we may provide that we think would be useful to your needs. However, at any time, you may choose to not receive such information or offers from Manhattan Mortgage simply by contacting us at the email address listed below.

At any time, you may also access and correct personal information that you have submitted to Manhattan Mortgage by contacting us at the email address listed below.

Non-Personal Information
Manhattan Mortgage collects non-personal user information (for example, IP addresses) in aggregate form. An IP address is a number given to you by a web server. Examples of information provided by an IP address include service provider, type of browser and type of system used. An IP address is not used to obtain personal information about a user. Manhattan Mortgage may use non-personal user information to make its site better and more responsive to your needs. This non-personal information is also shared with third parties for marketing, advertising or research purposes.

Manhattan Mortgage does not utilize cookies, except that its online mortgage application pages do require that your browser be enabled to accept cookies, in order for the browser to access our technology to apply online. (Cookies are small bits of information that are placed on your hard drive when you visit a web site, making it possible to track your activity on the site. Cookies are used by most major sites on the Internet. Most major browsers can be adjusted not to accept cookies.)

Contact Us
If you want to communicate with us about our Privacy Policy please write to us at:

The Manhattan Mortgage Company
555 Madison Ave.
14th Floor
New York, NY 10022
ATTN: Phil Figler
Or email us.

Manhattan Mortgage reserves the right to change this Privacy Policy at any time.

• Bear market squeezes mortgages (The Real Deal - November 3, 2008)

• Whittle Down Your Mortgage (New York Magazine - November 2, 2008)

• Foreign apartment buyers grow scarce (The Real Deal - October 28, 2008)

• Lenders tighten up standards for co-op loans (The Real Deal - October 3, 2008)

• The Default Phenomenon Comes to N.Y. (New York Sun - September 25, 2008)

• For Buyers, Many Roadblocks (New York Times - September 21, 2008)

• Mortgages: Considering the Seven-Year Plan (New York Times - September 21, 2008)

• Jump in Mortgage Rates Disappoints Home Buyers (Wall St. Journal - September 18, 2008)

• Amid mortgage woes, first-time buyers seek solutions (The Real Deal - September 1, 2008)

• It's a Wonderful Life (In Jersey) (Newsweek - August 2, 2008)

• Rich, but Rejected (The New York Times - July 13, 2008)

• What You Need to Know to Get a Mortgage (The New York Times - June 1, 2008)

• The 100 Most Powerful People in New York Real Estate (The New York Observer - May 19, 2008)

• Need $23 Million Fast? (The New York Observer - April 28, 2008)

• Tiptoeing Through a Minefield (CNBC.com - March 6, 2008)

• SHOPPING SPREE: It's not every building that will give its buyers a free winter wardrobe (New York Post - February 28, 2008)

• Jitters for First-Time Homebuyers (The New York Times - February 17, 2008)

• Waiting to see if ARMs fallout reaches Manhattan (The Real Deal - February 2008)

• Rates luring homeowners to refinance, but for better deals, not to tap equity (Daily News - February 4, 2008)

• What's Next for New York City Real Estate? (The New York Times - January 13, 2008)

• Mortgage Pain Hits Prudent Borrowers (Wall Street Journal Online - December 11, 2007)

• Federal Reserve Delivers Rate Cut (WCAV-TV article, Charlottesville VA - December 11, 2007)

• Refinancing May Be Harder to Enjoy - While Rates are Down, Lenders Tighten Rules; Savings Prove Slender (Wall Street Journal - November 25, 2007)

• GETTING PERSONAL: Buying A Second Home Amid Mortgage Woes (Dow Jones News Service - September 25, 2007)

• Experts Offer Insight On How Lower Interest Rate Will Affect Investors (NY1 - September 24, 2007)

• Mortgage blow hits 'McMansion' clients (Financial Times - August 29, 2007)

• The Real Word on Mortgages (Hamptons.com - August 2007)

• The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)

• Thrifts Benefit from Mortgage Crisis (Crains NY - August 21, 2007)

• The Manhattan Real Estate Slump That Wasn't (New York Times - August 19, 2007)

• Mortgage Ills Start to Strain Homebuying in Manhattan (New York Times - August 17, 2007)

• Though City Borrowers Feel Pinch, Manhattan Seen as Insulated (New York Sun - August 16, 2007)

• Home Inequity (Wall Street Journal - August 16, 2007)

• Jumbo Mortgages Get More Costly, Harder to Find (CNBC.com - August 13, 2007)

• Trump Mortgage, "You're foreclosed" (Zuma Press - August 13, 2007)

• August is vacation time (New York Post - August 6, 2007)

• Housing Market to Weaken Even Further As Mortgage Industry Takes Cure (Wall Street Journal - August 6, 2007)

• Mortgage Market Primed For Trouble: Crunch & Squeeze (CNBC.com - August 3, 2007)

• The $3.6 Million Mortgage (The New York Times - July 1, 2007)

• Tough Choice: ARM or Fixed-Rate? (The New York Times - June 15, 2007)

• Melissa Cohn Ranked Among Best Entrepreneurs (Real Estate Weekly - April 18, 2007)

• Melissa Cohn and 4 TMMC Brokers Named to TOP 200 in the Nation List (Mortgage Originator Magazine - April 2007)

• Manhattan Mortgage's Beth Divney featured in "Perennial Producers" (Mortgage Originator Magazine - April 2007)

• The Battle for a Mortgage (April 1, 2007)

• Mortgage Woes May Dampen House Sales (March 14, 2007)

• Mann Report - Melissa Cohn Cover Story (March 2007)

• Melissa Cohn wins Stevie Award (March 5, 2007)

• TMMC's CEO Melissa Cohn is Finalist in Annual Stevie Awards (January 18, 2007)

• Home Loan Security - DAILY NEWS (January 2007)

• Q & A: Mortgage biz on borrowed time - THE REAL DEAL (January 2007)